Reported by CommitteeHouse BillStalled

Merchant Banking Modernization Act

This bill is stalled.

No action in 5 months. It may still move, but has lost momentum.

Summary · Congressional Research Service (nonpartisan)

This bill requires financial holding companies to be allowed to hold merchant banking investments for a minimum of 15 years. Currently, financial holding companies are generally prohibited from holding interests in nonfinancial companies, however, there are statutory exemptions for merchant banking activities—financial services for private commercial entities. As a result of these financial services, the financial holding company may gain equity in these private commercial entities through portfolio holdings. Under current regulations, these holdings are subject to certain limitations, including a holding limit of 10 years, with the option of extending the period subject to review by the Federal Reserve Board.

Introduced Sep 10, 2025Last action Sep 16, 2025GovTrack

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