Section 1. Short title
This Act may be cited as the Tailored Regulatory Updates for Supervisory Testing Act of 2026 or the TRUST Act of 2026.
Section 2. Modification of examination cycle thresholds for well-managed institutions
Section 10(d) of the Federal Deposit Insurance Act (12 U.S.C. 1820(d)) is amended—
(1) in paragraph (4)(A), by striking $3,000,000,000 and inserting $6,000,000,000; and
(2) in paragraph (10), by striking $3,000,000,000 and inserting $6,000,000,000.