(a) Short title
This Act may be cited as the VA Extenders Act of 2025.
(b) Table of contents
The table of contents for this Act is as follows:
Section 102. Extension of requirement to provide nursing home care to certain veterans with service-connected disabilities
Section 1710A(d) of title 38, United States Code, is amended by striking September 30, 2025 and inserting September 30, 2026.
Section 103. Extension of Staff Sergeant Parker Gordon Fox Suicide Prevention Grant Program
Section 201(j) of the Commander John Scott Hannon Veterans Mental Health Care Improvement Act of 2019 (Public Law 116–171; 38 U.S.C. 1720F note) is amended by striking the date that is three years after the date on which the first grant is awarded under this section and inserting September 30, 2026.
Section 104. Extension of funding for expansion of Rural Access Network for Growth Enhancement Program
Section 2(d) of the Sgt. Ketchum Rural Veterans Mental Health Act of 2021 (Public Law 117–21; 38 U.S.C. 1712A note) is amended by striking 2025 and inserting 2026.
Section 201. Extension of requirement for quarterly briefings on administration of authorities relating to determinations regarding presumptions of service connection based on toxic exposure
Section 202(b)(2) of the Sergeant First Class Heath Robinson Honoring our Promise to Address Comprehensive Toxics Act of 2022 (Public Law 117–168) is amended by striking On a quarterly basis during the two-year period beginning on the date of the enactment of this Act, and inserting On a quarterly basis during the period beginning on the date of the enactment of this Act and ending on December 31, 2026.
Section 202. Extension of requirement relating to restoration of entitlement to educational assistance in cases of closure or disapproval of educational institutions
Section 3699(c)(2)(C) of title 38, United States Code, is amended by striking September 30, 2025 and inserting September 30, 2026.
Section 203. Extension of temporary clarification of licensure requirements for contractor medical professionals to perform medical disability examinations for the Department of Veterans Affairs under pilot program for use of contract physicians for disability examinations
Section 2002(a)(4) of the Johnny Isakson and David P. Roe, M.D. Veterans Health Care and Benefits Improvement Act of 2020 (Public Law 116–315; 38 U.S.C. 5101 note) is amended by striking five years and inserting six years.
Section 303. Extension of funding for financial assistance for supportive services for very low-income veteran families in permanent housing
Section 2044(e)(8) of title 38, United States Code, is amended by striking 2025 and inserting 2026.
Section 304. Extension of funding for grant program for homeless veterans with special needs
Section 2061(d)(1) of title 38, United States Code, is amended by striking 2025 and inserting 2026.
(a) Clarification of relationship to other powers of Secretary
Section 3720(h) of title 38, United States Code, is amended by striking of subsection (a) and all that follows through the period at the end and inserting of subsection (a) in conjunction with the purchase of a loan under section 3732(a)(2) of this title unless the Secretary determines the purchase would be made consistent with section 3732(d) of this title..
(b) Administration of Partial Claim Program
Section 3737 of such title is amended—
(1) in subsection (b)(2), by striking first lien guaranteed loan for such property and inserting amount of indebtedness under the guaranteed loan that the Secretary does not purchase; and
(2) in subsection (c)—
(A) in paragraph (2)(B)(ii), by striking 120 days and inserting 180 days; and
(B) by amending paragraph (3) to read as follows:
(3) An amount paid to the holder of a loan as a partial claim—
(A) shall not alter the guaranty calculation specified by section 3703 of this title;
(B) shall be included, for the purpose of a liquidation sale, in the same manner as any other advance allowed by the Secretary; and
(C) shall not be claimed under the guaranty or increase the Secretary’s cost of acquisition of the property securing the defaulted loan.
(c) Requirements of loan holder
Section (d)(1) of such section is amending by inserting and servicing the loan after documents.
(d) Default and foreclosure
Subsection (e) of such section is amended—
(1) in paragraph (1)—
(A) in subparagraph (A), by striking an individual who and all that follows through the period at the end and inserting the following: a borrower who defaults on a partial claim shall be liable to the Secretary for any loss suffered by the Secretary with respect to such default, and such loss may be recovered in the same manner as any other debt due the United States. The Secretary shall not restore housing loan entitlement under section 3702(b) of this title until such loss is repaid in full.; and
(B) by amending subparagraph (B) to read as follows:
(B) The Secretary may charge administrative costs, fees, and interest, as appropriate, with respect to any default under a partial claim in a manner similar to the interest and administrative costs charged under section 5315 of this title.
(B) ; and
(2) by amending paragraph (2) to read as follows:
(2) Notwithstanding section 2410 of title 28, a non-judicial sale of real property to satisfy a loan guaranteed under this chapter shall discharge the property from a partial claim interest held by the Secretary, provided that the holder of the guaranteed loan conducts the non-judicial sale and distributes the sale proceeds, if any, in accordance with the State or local law where such property is situated.
(e) Guidance in advance of regulations
Subsection (h) of such section is amended to read as follows:
(h) Guidance in advance of regulations
Notwithstanding any other provision of law, the Secretary may, before prescribing regulations, issue administrative guidance with respect to the Partial Claim Program under this section and the loss mitigation options prescribed under section 3732(d) of this title, including any additional terms, conditions, and requirements the Secretary determines necessary.
(1) In general
Not later than one year after the date of the enactment of this Act, and every year thereafter until the Partial Claim Program terminates, the Comptroller General of the United States shall submit to the Committee on Veterans' Affairs of the Senate and the Committee on Veterans' Affairs of the House of Representatives a report.
(2) Elements
Each report required by paragraph (1) shall include, for the period covered by the report and disaggregated by quarter, the following:
(A) Key data on the performance of the Partial Claim Program, including—
(i) the number of partial claims filed and approved; and
(ii) the redefault and foreclosure rates of loans for which a partial claim was made.
(B) A comparison of the data described in subparagraph (A) with data on the performance of other loss mitigation options provided by the Department of Veterans Affairs.
(C) The number of housing loans insured, guaranteed, or made by the Secretary of Veterans Affairs under chapter 37 of title 38, United States Code.
(D) The number of applications for housing loan benefits under such chapter denied.
(E) The number of housing loans insured, guaranteed, or made by the Secretary under such chapter refinanced under section 3710(a)(8) or 3712 of title 38, United States Code.
(F) The number of veterans who owe a payment on a mortgage associated with a loan insured, guaranteed, or made by the Secretary under such chapter that is at least—
(i) 60 days late; and
(ii) 90 days late.
(1) In general
Not later than one year before the Partial Claim Program terminates, the Comptroller General shall—
(A) conduct an assessment of the benefits and challenges of the Partial Claim Program; and
(B) submit to the Committee on Veterans' Affairs of the Senate and the Committee on Veterans' Affairs of the House of Representatives a report on the findings of the Comptroller General with respect to that assessment.
(2) Considerations
In conducting the assessment required by paragraph (1), the Comptroller General shall consider the following:
(A) The characteristics of borrowers for whom a partial claim was made compared to the characteristics of borrowers provided other loss mitigation options by the Department of Veterans Affairs.
(B) The performance of loans guaranteed under chapter 37 of title 38, United States Code, following various loss mitigation actions.
(C) The information the Department considered in determining whether a borrower would benefit from a partial claim compared to other loss mitigation options.
(D) The costs to taxpayers of the Partial Claim Program compared to the costs of other loss mitigation options provided by the Department.
(E) Any similarities and differences in the Department's administration and use of the Partial Claim Program compared to the Department's administration and use of the COVID–19 Veterans Assistance Partial Claim Payment program established under subpart F of part 36 of title 38, Code of Regulations.
(F) The information the Department learned from the COVID–19 Veterans Assistance Partial Claim Payment program and the extent to which those lessons learned were applied to the Partial Claim Program.
(G) The types of information the Department collected to monitor the performance and effectiveness of the Partial Claim Program and how the Department used that information to make any needed adjustments to the program.
(H) How the use by the Department of partial claims compares to the use of partial claims by other Federal housing agencies, including, for each partial claim program—
(i) the volume of loans for which partial claims have been made;
(ii) the results for borrowers (including redefault and foreclosure rates); and
(iii) the costs to taxpayers.
(c) Partial Claim Program defined
In this section, the term Partial Claim Program means the Partial Claim Program of the Department of Veterans Affairs carried out under section 3737 of title 38, United States Code.
Section 401. Extension of subpoena authority of Inspector General of Department of Veterans Affairs
Section 312(d)(7)(A) of title 38, United States Code, is amended by striking September 30, 2025 and inserting September 30, 2026.
Section 402. Extension of requirement for annual report on use of authority to provide equitable relief
Section 503(c) of title 38, United States Code, is amended by striking December 31, 2025 and inserting December 31, 2026.