Section 1. Short title
This Act may be cited as the Removing Insurance Gaps for Health Treatment (RIGHT) Act of 2025.
Section 2. Ensuring the appropriate availability of short-term limited duration insurance
Section 2791(b) of the Public Health Service Act (42 U.S.C. 300gg–91(b)) is amended by adding at the end the following new paragraph:
(6) Short-term limited duration insurance
The term short-term limited duration insurance means health insurance coverage provided under a contract with a health insurance issuer that—
(A) has an expiration date specified in the contract that is less than 12 months after the original effective date of the contract; and
(B) has a duration of not more than 3 years (taking into account renewals or extensions) after the original effective date of the contract.