Section 1. Short title
This Act may be cited as the NFIP Retroactive Renewal and Reauthorization Act.
(a) Financing
Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended, in the first sentence, by striking September 30, 2023 and inserting December 31, 2026.
(b) Program expiration
Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking September 30, 2023 and inserting December 31, 2026.
(c) Retroactive effective date
If this Act is enacted after September 30, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on September 30, 2025.