Financial Institution Regulatory Tailoring Enhancement Act
H.R. 3230119th Congress

Financial Institution Regulatory Tailoring Enhancement Act

Reported by CommitteeRep. Andy Barr (R-KY-6)7 sections · 1 min read
Version: rh · Apr 20, 2026

Section 1. Short title

This Act may be cited as the Financial Institution Regulatory Tailoring Enhancement Act.

(a) Bureau supervision

The Consumer Financial Protection Act of 2010 is amended—

(1) in section 1025(a) (12 U.S.C. 5515(a)), by striking $10,000,000,000 each place it occurs and inserting $50,000,000,000; and

(2) in section 1026(a) (12 U.S.C. 5516(a)), by striking $10,000,000,000 each place it occurs and inserting $50,000,000,000.

(b) Volker rule requirements

Section 13(h)(1)(B)(i) of the Bank Holding Company Act of 1956 (12 U.S.C. 1851(h)(1)(B)(i)) is amended by striking $10,000,000,000 and inserting $50,000,000,000.

(c) Qualified mortgage requirements

Section 129C(b)(2)(F)(i) of the Truth in Lending Act (15 U.S.C. 1639c(b)(2)(F)(i)) is amended by striking $10,000,000,000 and inserting $50,000,000,000.

(d) Leverage and risk-based capital requirements

Section 201(a)(3)(A) of the Economic Growth, Regulatory Relief, and Consumer Protection Act (12 U.S.C. 5371 note) is amended by striking $10,000,000,000 and inserting $50,000,000,000.

to ask questions about this bill.