Section 1. Short title
This Act may be cited as the Financial Institution Regulatory Tailoring Enhancement Act.
(a) Bureau supervision
The Consumer Financial Protection Act of 2010 is amended—
(1) in section 1025(a) (12 U.S.C. 5515(a)), by striking $10,000,000,000 each place it occurs and inserting $50,000,000,000; and
(2) in section 1026(a) (12 U.S.C. 5516(a)), by striking $10,000,000,000 each place it occurs and inserting $50,000,000,000.
(b) Volker rule requirements
Section 13(h)(1)(B)(i) of the Bank Holding Company Act of 1956 (12 U.S.C. 1851(h)(1)(B)(i)) is amended by striking $10,000,000,000 and inserting $50,000,000,000.
(c) Qualified mortgage requirements
Section 129C(b)(2)(F)(i) of the Truth in Lending Act (15 U.S.C. 1639c(b)(2)(F)(i)) is amended by striking $10,000,000,000 and inserting $50,000,000,000.
(d) Leverage and risk-based capital requirements
Section 201(a)(3)(A) of the Economic Growth, Regulatory Relief, and Consumer Protection Act (12 U.S.C. 5371 note) is amended by striking $10,000,000,000 and inserting $50,000,000,000.