Affordable PLUS Repayment Options for Parents Act of 2025
This bill appears to be dead.
No action recorded in 1 year, 3 months. The structural status reflects an earlier milestone, not current activity.
This bill allows borrowers of Parent PLUS Loans to repay their loans under an income-contingent repayment (ICR) plan or an income-based repayment (IBR) plan. Under current law, borrowers of Parent PLUS Loans are only eligible for the following repayment plans: the standard repayment plan, the graduated repayment plan, and the extended repayment plan. These borrowers are generally prohibited from repaying their loans under ICR or IBR plans. However, borrowers may become eligible for the ICR plan upon consolidation of their loans into a Direct Consolidation Loan. This bill removes these restrictions to allow a borrower of a Parent PLUS Loan to repay the loan under an ICR plan (even without consolidation) or an IBR plan. The bill allows these expanded repayment options to be available to new and existing borrowers of Parent PLUS Loans.
Filed in the House
This house bill has been filed and is working its way through Congress. It will need to pass both the House and the Senate, then be signed by the President to become law.
Who introduced this
Maxine Waters
DemocratU.S. Representative · CA-43
21 cosponsors — all Democrat
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