Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".
H.J.Res. 169119th Congress

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".

Introduced in the HouseRep. Nydia Velázquez (D-NY-7)1 section · 1 min read
Version: Introduced in House · Apr 30, 2026

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[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.J. Res. 169 Introduced in House (IH)]

119th CONGRESS 2d Session H. J. RES. 169

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".

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IN THE HOUSE OF REPRESENTATIVES

April 30, 2026

Ms. Velazquez submitted the following joint resolution; which was referred to the Committee on Financial Services

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JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".

Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices (89 Fed. Reg. 80075 (October 2, 2024))" (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.

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