Welfare Reform and Responsibility Act of 1995

Welfare Reform and Responsibility Act of 1995 - Amends part F (Job Opportunities and Basic Skills Training Program) (JOBS) of title IV of the Social Security Act (SSA) to require States to include community work experience programs (CWEPs) in their JOBS Program. Amends SSA title IV part A (Aid to Families with Dependent Children) (AFDC) to require States to: (1) enroll AFDC recipients who are not participating in a JOBS Program and are not exempt from such participation in a CWEP; (2) operate toll-free telephone numbers to receive reports of AFDC fraud or abuse; (3) apply JOBS program requirements regarding assessments of needs and skills to AFDC recipients; (4) develop individual employability plans, including specific goals and timetables, designed to move recipients from AFDC to work in not more than two years; (5) provide for the establishment of panels to review AFDC cases, evaluate AFDC recipients' participation in JOBS Programs, and reduce AFDC benefits if participation requirements are not met; (6) offer parenting courses to all teenage parents not in school; (7) establish a program providing incentives for AFDC recipients to use certain contraceptive methods; (8) revise payment provisions; (9) change the mechanism for disregarding earned income in order to encourage employment; and (10) give States the option of extending child care and Medicaid (SSA title XIX) enrollment for certain former AFDC recipients. Authorizes appropriations in a limited amount for Inspector General investigations at the Department of Health and Human Services.